Toni Williams
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Toni Williams
Toni Williams is the real estate agent in California your family can depend on for hassle free home buying and selling!. Finding a real estate pro who is highly knowledgeable when it comes to California subdivisions in addition to schools in California, various HOA regulations, and the local economy is key to closing your real estate transaction without delay.

With my familiarity of the California market, I possess the expertise and successful history you need. Like most people, you're hopefully on the lookout for a local expert who appreciates technology, yet still values the personal touch that your transaction deserves. Don't hesitate to frequently refer to my free property listings and home staging tips during this exciting decision.
Services
For most families, choosing a new home is the biggest financial decision they will ever make.
There are many complicated decisions involved in choosing your new home.
To protect your interests and assure that you make the best possible decisions, it's important that you have an agent on your side who is an expert in the local real estate market.
As your agent, my focus is on getting you the best possible home at the best possible price.
I will work hard not only in finding you potential new homes to see, but also in keeping you informed of everything that takes place.
A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.
With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want.
There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans.
We'll find the best loan for your situation.
Buying your first home is a great feat.
Of course with all the exhilaration is also some fear - especially leading up to the "big day".
It's in your best interest to have an agent looking out for your best interests, and you'll probably want some expert direction along the way.
As a knowledgeable veteran in California real estate, I'm absolutely able and ready to assist you with buying your first house.
Not all REALTORS are equally qualified to help you find your first home.
My dedication to my clients is what makes the difference.
With a little up-front planning, buying a home isn't too confusing, but the event intimidates a lot of people.
So you know exactly what to expect, I like to furnish my buyers with an outline of the whole deal.
Below are my nine steps to purchasing a home.
There are plenty of things you need to consider before commencing your home search.
You'll want to form a checklist of features you need, plan for what neighborhoods and school districts you'd like to live in, and start planning your budget.
Keeping your mortgage payment around 30 percent of your net monthly income is a good guideline to follow.
These are properties which have been foreclosed upon and are presently owned by the bank or mortgage company.
This differs from real estate up for foreclosure auction.
If you buy a property during a foreclosure sale, you must pay at least the loan balance plus any interest and other fees amassed during the foreclosure process.
You must also be able to pay with cash in hand.
Finally, you'll receive the property entirely as is.
That could involve prevailing liens and even current occupants that need to be put out.
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