Real Estate & Lending Solutions has been dedicated to providing professional and personal customer service since 1996. Our primary goal is to exceed your expectations while earning your trust and confidence. We accomplish this by providing educational and responsible real estate and lending practices to assist you in making sound financial decisions.
Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs without all of the overhead that comes with large banks and mortgage companies.
We find great joy in providing Real Solutions for our clients.
Real Estate & Lending Solutions is unique in that we provide multiple services that save our clients valuable time and money. We have the ability to assist you in financing, selling, and buying residential and commercial real estate. We are a true mortgage broker with the ability to provide very competitive mortgage financing programs without all of the overhead that comes with large banks and mortgage companies.
We find great joy in providing Real Solutions for our clients.
Services
Conventional loans are mortgage loans offered by non-government sponsored lenders.
A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
Conventional loans are intended for borrowers with better income and credit scores, and have good rates and flexibility.
Different counties have different limits on how much you can borrow for a Conventional Loan.
A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac.
It may have either a fixed or adjustable rate.
While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
Conventional loans are intended for borrowers with better income and credit scores, and have good rates and flexibility.
Different counties have different limits on how much you can borrow for a Conventional Loan.
FHA loans are an attractive option, especially for first-time homeowners because it is insured by the Federal Housing Administration (FHA).
Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
Typically the borrower can be approved with 3.5% down vs 20% that is required on other loan programs.
A FHA Loan is provided by the Federal Housing Administration and has a lower down payment.
Primarily, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments.
Typically the borrower can be approved with 3.5% down vs 20% that is required on other loan programs.
A FHA Loan is provided by the Federal Housing Administration and has a lower down payment.
Jumbo Loans exceed the maximum loan amounts established by Fannie Mae and Freddie Mac conventional loan limits.
Rates on jumbo loans are typically higher than conforming loans.
Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.
Typically Jumbo Loans require a higher down payment than traditional loans.
Rates on jumbo loans are typically higher than conforming loans.
Jumbo Loans are typically used to buy more expensive homes and high-end custom construction homes.
Typically Jumbo Loans require a higher down payment than traditional loans.
A VA Loan is Designed to offer long-term financing to veterans.
VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.
The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
It is generally easier to qualify for a VA loan than conventional loans.
Real Estate & Lending Solutions is a VA approved lender located in Folsom and serving surrounding areas including Sacramento and all of California.
VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration.
The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
It is generally easier to qualify for a VA loan than conventional loans.
Real Estate & Lending Solutions is a VA approved lender located in Folsom and serving surrounding areas including Sacramento and all of California.
Powerhouse Ministries Exists to help transform lives impacted by rejection, abuse or poverty with the hope of the gospel, radical acceptance and overwhelming grace.
Folsom's Hope is a 501(c)(3) nonprofit charity whose mission is to bring hope to the whole family by loving the whole child-meeting needs physically, educationally, relationally, materially and spiritually.
We are a Christian organization rooted in the unconditional love and acceptance that Jesus modeled.
The mission of the Twin Lakes Food Bank is to share God's love by uniting and mobilizing the community to provide food, clothing and support to those in need.
Folsom's Hope is a 501(c)(3) nonprofit charity whose mission is to bring hope to the whole family by loving the whole child-meeting needs physically, educationally, relationally, materially and spiritually.
We are a Christian organization rooted in the unconditional love and acceptance that Jesus modeled.
The mission of the Twin Lakes Food Bank is to share God's love by uniting and mobilizing the community to provide food, clothing and support to those in need.
Reviews
Be the first to review Lending Solutions.
Write a Review
