This website is one piece of a multi-faceted service commitment that combines personal, one-on-one attention with dynamic web and e-mail resources to deliver the most comprehensive and timely service to you. As your real estate agent, I'll bring my 52 years of experience successfully buying and selling homes in the local market. It takes a full-time commitment - anything less and you'd be short changed.
As a full-time agent, I'm able to "work the market" for you, keeping up-to-date with new listings and conditions as they impact the market.
As a full-time agent, I'm able to "work the market" for you, keeping up-to-date with new listings and conditions as they impact the market.
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When you're ready to get started, simply contact me here or send e-mail to Homes@carolbrannakarealtors.net.
I'm happy to address questions you have about this information.
Before you begin your home search, there are many things you need to contemplate.
When you start your search, you'll probably want to form a list of must-have features, plan for what school districts and neighborhoods you'd like to live in, and begin planning around your budget.
Keeping your mortgage payment around 1/3 of your net monthly income is a good principle to go by.
I'm happy to address questions you have about this information.
Before you begin your home search, there are many things you need to contemplate.
When you start your search, you'll probably want to form a list of must-have features, plan for what school districts and neighborhoods you'd like to live in, and begin planning around your budget.
Keeping your mortgage payment around 1/3 of your net monthly income is a good principle to go by.
Most mortgage companies have staff dedicated to REO that you'll work with in buying REO property from them.
Typically the REO department will use a listing agent to get their REO properties listed on the local MLS.
Prior to making your offer, you'll want to contact either the listing agent or REO department at the bank and learn as much as you can about what they know concerning the condition of the property and what their process is for receiving offers.
Since banks typically sell REO properties "as is", it may be in your best interest to include an inspection contingency in your offer that gives you time to check for hidden damage and withdraw the offer if you find it.
Typically the REO department will use a listing agent to get their REO properties listed on the local MLS.
Prior to making your offer, you'll want to contact either the listing agent or REO department at the bank and learn as much as you can about what they know concerning the condition of the property and what their process is for receiving offers.
Since banks typically sell REO properties "as is", it may be in your best interest to include an inspection contingency in your offer that gives you time to check for hidden damage and withdraw the offer if you find it.
Finding the right home at the right price is just one part of a home sale or purchase.
CAROL BRANNAKA REALTORS is experienced at helping both buyers and sellers when it comes to closings.
E-mail or call us today at 5086796888 if your needs include a professional REALTOR ready for the business side of real estate.
Sellers: As we negotiate your deal, I'll not only work to get the highest sales price, but I'll also advocate for reduced closing costs.
And once we've reached an agreement, I'll walk you through the closing costs so you know exactly what you're paying for.
CAROL BRANNAKA REALTORS is experienced at helping both buyers and sellers when it comes to closings.
E-mail or call us today at 5086796888 if your needs include a professional REALTOR ready for the business side of real estate.
Sellers: As we negotiate your deal, I'll not only work to get the highest sales price, but I'll also advocate for reduced closing costs.
And once we've reached an agreement, I'll walk you through the closing costs so you know exactly what you're paying for.
In real estate contracts the contingency is a common element.
Contingencies are clauses in a contract that give either the buyer or seller a way to get out of the contract if certain conditions or timelines aren't met.
A commonly used example is that of a buyer making an offer on a new home before selling his existing home.
The buyer needs to sell his present home before being able to get financing on the new one.
So he makes his offer contingent upon the sale of his existing home.
There will always be a time period associated with such a contingency.
Contingencies are clauses in a contract that give either the buyer or seller a way to get out of the contract if certain conditions or timelines aren't met.
A commonly used example is that of a buyer making an offer on a new home before selling his existing home.
The buyer needs to sell his present home before being able to get financing on the new one.
So he makes his offer contingent upon the sale of his existing home.
There will always be a time period associated with such a contingency.
As the seller, you have the option of financing the buyer's purchase with the equity you have in the property.
You can finance part or the entire mortgage for the buyer.
Before setting-up a private mortgage, it is wise to consult with your attorney.
In the case of "carrying back a second mortgage", the seller loans the buyer part of the seller's equity.
In this scenario, the buyer would finance the majority of the loan with a traditional mortgage lender and finance the remaining amount with the seller.
You can finance part or the entire mortgage for the buyer.
Before setting-up a private mortgage, it is wise to consult with your attorney.
In the case of "carrying back a second mortgage", the seller loans the buyer part of the seller's equity.
In this scenario, the buyer would finance the majority of the loan with a traditional mortgage lender and finance the remaining amount with the seller.
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