Business Details
Your Trusted Partner for Commercial Loan Insurance Solutions
Founded by David Eichenblatt, a seasoned real estate investor with nearly 30 years of industry experience, LGIS Group revolutionized commercial real estate lending through its patented Commercial Property Loan Insurance (CPLI) solution. Our team combines over 250 years of collective expertise in insurance, real estate, and transaction management to address longstanding challenges in CRE financing. We specialize in replacing personal guarantees with institutional-grade risk mitigation strategies, enabling lenders to strengthen portfolios while offering borrowers more favorable terms. Our approach aligns with rigorous underwriting standards, mirroring lenders' own criteria to ensure financial soundness, project feasibility, and borrower credibility.With operations in Atlanta and Charleston, we serve major metropolitan markets across the United States, focusing on office, industrial, retail, apartment, and hotel properties. Our innovative products have garnered recognition from industry leaders, including FDIC officials and executives at major financial institutions, who acknowledge our unique ability to optimize risk management and capital efficiency in CRE lending.
Services
Commercial Property Loan Insurance
Risk Mitigation
Capital Relief
Loan Underwriting
Foreclosure Protection
Portfolio Optimization
CRE Lending Solutions
Guarantee Replacement
Balance Sheet Management
Transaction Structuring
Highlights and features
- We offer patented CPLI solutions developed through 30 years of real estate expertise
- Our team combines 250+ years of insurance and CRE industry experience
- We provide institutional-grade guarantees replacing traditional personal guarantees
- Our underwriting mirrors lenders' own risk assessment criteria for seamless integration
- We deliver measurable capital relief and risk mitigation benefits to financial institutions
What people say
Innovative approach
Capital relief benefits
Risk mitigation strategy
Institutional-grade guarantee
Services
Commercial Property Loan Insurance
Our Commercial Property Loan Insurance (CPLI) replaces personal guarantees for short-term commercial real estate loans. This patented solution covers 10-40% of qualified loan amounts to protect lenders against foreclosure losses. The insurance transfers first-loss risk to LGIS while improving borrowing terms for developers and property owners.
Risk Mitigation Strategy
We provide structural risk transfer solutions that strengthen credit quality and portfolio health for financial institutions. Our underwriting mirrors lenders' own criteria, evaluating financial soundness, project feasibility, and borrower experience to ensure comprehensive risk assessment while maintaining lending flexibility.
Capital Relief Program
Our insurance mechanism delivers direct capital relief to banks, enabling increased loan origination volume and improved return on equity. This solution helps institutions maintain regulatory compliance while expanding their CRE lending capacity without increasing risk exposure.
Loan Underwriting Services
We perform comprehensive underwriting that aligns with standard lender requirements, assessing financial soundness, project viability, and borrower qualifications. Our process includes 24-hour preliminary reviews and 10-business-day comprehensive evaluations to expedite loan approval while maintaining rigorous risk standards.
Portfolio Optimization
Our solutions help financial institutions optimize CRE portfolios through risk transfer mechanisms that improve capital efficiency. The program enables banks to maintain healthier borrower relationships while achieving measurable improvements in portfolio quality and risk-adjusted returns.
People
David Eichenblatt
Founder
David Eichenblatt founded LGIS Group after 30 years as a real estate investor and developer. He established the company to solve CRE lending challenges identified through his experience at CBRE, Prudential, and his own investment firm. A CCIM designee with Harvard Business School training, he holds multiple industry licenses.
Questions
What is Commercial Property Loan Insurance (CPLI)?
CPLI is a patented insurance solution that replaces personal guarantees for short-term commercial real estate loans, covering 10-40% of qualified loan amounts to protect lenders against foreclosure losses.
How does CPLI benefit lenders?
CPLI provides capital relief, reduces risk exposure, improves return on equity, and enables increased loan origination volume while maintaining credit quality and regulatory compliance.
What loan types qualify for CPLI coverage?
Construction, redevelopment, acquisition, refinance, and rehabilitation loans between $5M-$200M with terms under 36 months qualify for CPLI coverage across major property types.
How does the CPLI application process work?
The 4-step process includes 24-hour preliminary review, formal application with $7,500 fee, 10-business-day underwriting, and policy issuance at loan closing with premiums of 1.50-3.75%.
What underwriting criteria are used for CPLI?
We evaluate financial soundness, project feasibility, location quality, borrower experience, and lender qualifications using standards similar to traditional lender underwriting requirements.
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