Clayton Carnley
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Buying your first home can be incredibly daunting. Property is likely to be the single most expensive purchase you will ever make in your lifetime and the pressure to ensure that you make the right decision can be immense. Are you going to sell your home in Texas? We can help you. We are trusted real estate professionals that can help sell your home at the fastest time possible.

We'll do it together. Carnley Properties is all about developing relationships. We know that the property you buy today will probably be one you will sell in the future. Buying a home is the biggest decision 99% of you will make in your lifetime and we want to make sure it is the best decision. Buying at the lowest price today will usually ensure selling at a competitive price in the future.

From staging to putting your home on over 100 websites, we do our best to make sure your home sells quickly and brings all of the money. Together, we can handle all of your residential and farm and ranch buying & selling needs in the Central Texas area.
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To get started on this exciting journey, I would be happy to provide you with a complimentary copy of Your First Home: The Proven Path to Home Ownership.
Packed with inspiring stories and the wisdom of thousands of successful first-time home buyers, it's a must-read for anyone aspiring to buy a home.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.
This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment.
Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.
Since you are putting LESS than 20% down, you will need to pay PMI (Private Mortgage Insurance), which tends to be about $55 per month for every $100,000 financed (until you have paid off 20% of your loan).
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