Colorado West Realty
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Why Relocate to SW Colorado? The Cortez-Dolores-Mancos area is a prime area for the sport's enthusiast. Southwest Colorado provides the finest hunting, fishing, camping, hiking, water sports and snow sports anyone could want. Centrally located you are always a short drive to your choice of adventure, whether that is Back-country skiing or enjoying the great slopes of Telluride, or hiking and biking in canyon country.

Enjoy our wide-open spaces and clear skies, come to Colorado. For more information, feel free to contact us anytime. To learn more about listed properties, use the Property Search tool. Don't want to miss out on your dream property? Then be sure to sign up for Realty Watcher and you will never miss new listings that meet your needs.
Services
Programs for first-time buyers.
There are several local or federal government programs that help first time buyers get into the housing market.
Ask us about these options.
Look for a seller to help you buy and finance your home.
Some sellers are willing to carry the contract themselves and will waive the down payment.
You may only have to pay the monthly mortgage installments.
Don't skip this step.
Getting pre-approved is fast, easy and free.
A written pre-approval includes a completed credit application and a certificate guaranteeing you a mortgage to a specified amount.
With one in your pocket, you won't waste time looking at homes you can't afford.
Instead, you can invest your time shopping for the home of your dreams - and in your price range.
Examine your finances.
How much can you afford to spend?
While a lender will tell you how much you qualify for, it's up to you to figure how big a payment fits into your budget.
And it's always a good idea to get pre-approved by a lending institution.
This simple step takes very little time and lets you know the price range that fits your lifestyle.
The last thing you need is to close a deal and realize you bought a house you don't want or like.
Ask yourself what you're looking for in a home before you shop.
Think about size, commute time and necessary repairs.
Don't make major purchases until after you buy your home.
Pay down credit cards and don't apply for new ones.
Ask lenders about zero-down lending programs.
Search for mortgages online.
Call all of the banks and mortgage companies listed in the yellow pages and ask about options.
Ask your real estate agent for referrals to lending institutions.
Check with your employer about financial assistance.
In some fields, like teaching or law enforcement, professional organizations offer financial assistance for home purchases.
Visit with the owners of the home you want to buy.
Are they willing to carry the loan?
Fortunately, you may not need as much as you think.
There are many low-down payment, even zero-down, programs available.
Ask your real estate agent for information and get referrals to lending institutions.
Call all the banks and mortgage companies listed in your phone book's yellow pages and ask about options.
Research home loans on the Internet.
You may be surprised at what you find.
There are also local and federal government programs designed to help renters become homeowners.
Again, ask your real estate about these programs.
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