Lois Kikola Ambrose

While the homebuying process can seem intimidating, once you know what to expect it is actually pretty simple.
Knowing what to expect before you begin the process can lessen some of the anxiety associated with it for you, and can also educate you should any issues come up during the process.
Because we want to help you be successful in your home search, we've written this step-by-step guide to the home-buying process.
Before even contacting a lender or an agent, it is smart to check your credit report to see what your options are.

Buying a home can seem like a daunting task, particularly because it requires so much money upfront and you know that you will be paying for it for years to come.
It is one of the biggest financial decisions you will make in your life, so it requires careful consideration, but there are also a lot of upsides to owning your own home.
There are definitely many different factors to consider if you are weighing buying versus renting.
Homeownership requires you to have a stable or growing income, as you will be making payments for a very long time.

If you are looking for a mortgage with a wide selection of terms and competitive rates, conventional loans may be your answer.
These loans are what most people think of when it comes to a traditional home loan.
Conventional Home Loans are not part of a government-sponsored program, and are instead fully funded and insured by private lenders and insurers.
Ultimately, lenders individually decide who is and is not approved for a conventional loan.
Borrowers should be prepared to supply at least two years of W-2's, tax statements, bank statements and proof of cash reserves and submit to a credit report.

If you are selling your home, it can be difficult to know where to start.
There are a lot of steps to follow even before you list your home for sale, and having getting advice or guidance from an agent is the best way to assure that everything goes smoothly.
There are a ton of preparations to do before you even list your home for sale to make sure that the selling process goes well and your home doesn't linger on the market for too long.
A few months before listing, it is important to do your homework.

If you are embarking on a journey to sell your home, utilizing a listing agent will make the whole process a lot easier for you.
It is important to understand exactly what a listing agent can do for you, and how they can improve your expectations and selling experience.
If you know what to expect, you are likely to leave the home-selling process feeling like your agent did everything they could to get you the best deal.
Curious yet?
Here are the services you can expect from a listing agent when selling your home.