Ernest Pierce
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Real Estate is a Boutique Real Estate Brokerage founded in 2013 by Ernest Pierce a 3rd generation San Diegan. Ernest has spent the last 12+ years engaged in all aspects of Real Estate: Mortgage Loans, Residential sales, Commercial Properties, 1031 Exchanges, Property management, and distressed homes. Pierce & Co. implements all of these aspects of Real Estate and more.

Our experienced agents are knowledgeable, highly motivated, and available to walk with you every step of the way and assist you with your Real Estate needs. We look forward to working with you!
Services
It is our fiduciary responsibility to protect and promote your interests first and foremost.
Your Pierce & Co. Realtor will assist you with detailed market research and area-specific home evaluations to accomplish your ideal home identification process.
We will also guide you through the contract-to-close process to ensure a smooth and timely home buying experience.
Your Pierce & Co. buyer's agent is exclusively for you, representing your best interests and helping you get the best price for your home.
The County of San Diego offers low-interest deferred payment loans of up to $70,000 or 33% of the purchase price, whichever is less, for low-income first-time homebuyers.
The loan funds may be used to pay down payment and closing costs on the purchase of a new or re-sale home.
Properties eligible for assistance include single-family homes, condominiums, townhomes and manufactured homes on a permanent foundation.
The appraised value of the property may not exceed $451,250 for a single-family detached residence, $312,000 for a re-sale condominium/townhome, or $377,000 for a new condominium/townhome purchase.
Agency: A legal relationship in which someone (principal) hires someone else (agent) to represent them to a third party.
Balloon Payment: An instance in which the final installment payment on a note is greater than the preceeding payments, and pays the note in full.
Chain of Title: A history of conveyances and encumbrances affecting the title (ownership) of real property.
Conventional Mortgage: A mortgage securing a loan made by investors without government underwriting - that is, not FHA insured or VA guaranteed.
In order to sell your home quickly and on with the best possible terms, it's necessary to prepare your home for the market.
Establishing a strategic price based on recent comparable sales, local market conditions and your motivation to sell.
Submitting your home to the regional Multiple Listing Service for immediate exposure to the real estate community.
Promoting your home at the appropriate Association(s) of Realtors' for maximum exposure to other cooperating agents.
During the negotiation process, your Associate will leverage their experience and skills to advocate your interests:.
Ernest Pierce is a third generation San Diegan.
Ernest has been blessed to have the opportunity of working as a Real Estate professional in San Diego for the past 12 years.
Ernest began in the Real Estate industry in 2002 as a mortgage broker primarily originating residential & commercial loans.
A few years later he transitioned to Real Estate Agency working with home buyers and sellers.
Ernest has a mortgage background that has given him a great foundation in finance and a well rounded knowledge of real estate.
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