Our free buying and selling guides answer the homeownership questions that everyone should be asking. Harold mainly focuses on working with buyers. He is fluent in Spanish and an expert in digital media. That means the new generation of home buyer gets what they want - digital and virtual viewing of homes through videos and apps while communicating via text messaging.
Being fluent in Spanish, he caters to all of our Spanish speaking clients and specializes in helping those with DACA obtain homeownership. He is also known for excellent communication. Eleny matches clients with the perfect home using her knowledge of the Houston area and its surrounding communities. A penchant for marketing helps her gain exposure for client properties through state-of-the-art digital and print media.
Put your home in Eleny's capable hands. You'll have it sold in no time. Investors turn to Eleny for help in finding investment properties. These can be homes or commercial spaces to purchase or properties to flip.
Being fluent in Spanish, he caters to all of our Spanish speaking clients and specializes in helping those with DACA obtain homeownership. He is also known for excellent communication. Eleny matches clients with the perfect home using her knowledge of the Houston area and its surrounding communities. A penchant for marketing helps her gain exposure for client properties through state-of-the-art digital and print media.
Put your home in Eleny's capable hands. You'll have it sold in no time. Investors turn to Eleny for help in finding investment properties. These can be homes or commercial spaces to purchase or properties to flip.
Services
Team Ruiz has evolved into one of the most successful and respected realtors in Greater Houston.
Founder Eleny-Ly Ruiz has a reputation for placing clients' needs, goals, and objectives at the forefront of every buying and selling experience.
Her team possesses a comprehensive understanding of the Houston market, including Cypress, Katy, Sugar Land and The Woodlands.
Along with her husband Harold, Eleny has put together a team of expert real estate professionals who assist buyers throughout the process, from locating the perfect property through negotiations and closing, assisting each client every step of the way.
Founder Eleny-Ly Ruiz has a reputation for placing clients' needs, goals, and objectives at the forefront of every buying and selling experience.
Her team possesses a comprehensive understanding of the Houston market, including Cypress, Katy, Sugar Land and The Woodlands.
Along with her husband Harold, Eleny has put together a team of expert real estate professionals who assist buyers throughout the process, from locating the perfect property through negotiations and closing, assisting each client every step of the way.
Use our versatile property search tool to discover your perfect new home in Greater Houston.
Keep it simple by using the sidebar tool, or drill down to your exact needs by filling out the options in the full search tool below.
Go deeper into the map by pressing on the flags in the area you want to examine.
Keep it simple by using the sidebar tool, or drill down to your exact needs by filling out the options in the full search tool below.
Go deeper into the map by pressing on the flags in the area you want to examine.
The typical owner finance.
This is a sale where the property owner will require around 20% down payment and an interest rate in the 8% range.
Mortgage is amortized over 30 years, however since the owner does not wish to be a "bank" forever, they will require refinance in 2-3 years.
Of course, all terms are negotiable, and some owners are willing to finance for a more extended period, like 5-10 years.
With this type of owner finance you will be able to refinance your home before your term ends with NO penalties so you can lower your interest rate and monthly payment.
This is a sale where the property owner will require around 20% down payment and an interest rate in the 8% range.
Mortgage is amortized over 30 years, however since the owner does not wish to be a "bank" forever, they will require refinance in 2-3 years.
Of course, all terms are negotiable, and some owners are willing to finance for a more extended period, like 5-10 years.
With this type of owner finance you will be able to refinance your home before your term ends with NO penalties so you can lower your interest rate and monthly payment.
So you have decided to sell your property.
Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.
Why do you want to sell your property?
Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state?
You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances.
Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.
Why do you want to sell your property?
Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state?
You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances.
You'll discover that you need to consider several factors before you can answer that question.
Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.
Are you in a hurry to move, or can you afford to wait for someone who will meet your selling price?
It's not just about the price.
You might think your reasons are obvious, but the implications of selling your home can be massive.
You should factor in things like lifestyle, opportunities, and finances.
Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.
Are you in a hurry to move, or can you afford to wait for someone who will meet your selling price?
It's not just about the price.
You might think your reasons are obvious, but the implications of selling your home can be massive.
You should factor in things like lifestyle, opportunities, and finances.
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