Lisa A. Roberts, SRA and Howard W. Roberts are the owners of Roberts Appraisal. Lisa has been appraising since 1998, and specializes in commercial and right-of-way appraisals. Lisa has been on the approved CDOT list for right-of-way work since 2010. Howard Roberts specializes in residential work of all kinds - existing homes, homes to plans and specs, and vacant residential land, including estate work.
Howard brings 9+ years of experience to the table. We work in many Western Colorado counties. Lisa is a licensed Certified General Real Estate Appraiser and holds the SRA designation through the Appraisal Institute, and is an approved FHA appraiser. In addition, we can provide appraisals for Property Tax Appeal purposes. Tell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time.
Howard brings 9+ years of experience to the table. We work in many Western Colorado counties. Lisa is a licensed Certified General Real Estate Appraiser and holds the SRA designation through the Appraisal Institute, and is an approved FHA appraiser. In addition, we can provide appraisals for Property Tax Appeal purposes. Tell us a little about what you need, and we'll respond quickly with our price and estimated turnaround time.
Services
The Federal Reserve has recently reiterated that "financial institutions must have an effective, independent real estate appraisal and evaluation program, " and that appraisers performing reviews should "have the knowledge and expertise to assess compliance with the Federal Reserves appraisal regulations and guidelines."
Here at Roberts Appraisals, we provide appraisal review services that are independent, qualified, professional and square with the Federal Reserve's guidelines.
Appraisal reviews "should determine whether the appraisal or evaluation is appropriate for the transaction, the risk of the transaction, and whether the process by which the collateral valuation is obtained ensures independence and quality, " the Fed says.
Here at Roberts Appraisals, we provide appraisal review services that are independent, qualified, professional and square with the Federal Reserve's guidelines.
Appraisal reviews "should determine whether the appraisal or evaluation is appropriate for the transaction, the risk of the transaction, and whether the process by which the collateral valuation is obtained ensures independence and quality, " the Fed says.
Our company is on the FHA Roster of approved residential appraisers.
We're qualified and approved to do appraisals for FHA insured loans.
We're trained and understand the rules and procedures in FHA's guidance and policy documents.
If you're in need of an appraisal for an FHA loan, please contact us and we'll be able to help you right away.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
We're qualified and approved to do appraisals for FHA insured loans.
We're trained and understand the rules and procedures in FHA's guidance and policy documents.
If you're in need of an appraisal for an FHA loan, please contact us and we'll be able to help you right away.
An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD).
The FHA does not loan money to borrowers, rather, it provides lenders protection through mortgage insurance (MIP) in case the borrower defaults on his or her loan obligations.
Most localities determine your property tax burden based on an ad valorem assessment of the property's value.
If you you get an unwanted surprise in the mail stating your taxes are going up, you may have good reason to differ with their assessment.
Sometimes, matters like this can be solved with a phone call.
However, if after discussing your assessment with your local taxing authority you still feel your property was overvalued, an independent, third-party appraiser is often your best bet in proving your case.
If you you get an unwanted surprise in the mail stating your taxes are going up, you may have good reason to differ with their assessment.
Sometimes, matters like this can be solved with a phone call.
However, if after discussing your assessment with your local taxing authority you still feel your property was overvalued, an independent, third-party appraiser is often your best bet in proving your case.
A home purchase is the largest, single investment most people will ever make.
Whether it's a primary residence, a second vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off.
Most of the people involved are very familiar.
The Realtor is the most common face of the transaction.
The mortgage company provides the financial capital necessary to fund the transaction.
The title company ensures that all aspects of the transaction are completed and that a clear title passes from the seller to the buyer.
Whether it's a primary residence, a second vacation home or an investment, the purchase of real property is a complex financial transaction that requires multiple parties to pull it all off.
Most of the people involved are very familiar.
The Realtor is the most common face of the transaction.
The mortgage company provides the financial capital necessary to fund the transaction.
The title company ensures that all aspects of the transaction are completed and that a clear title passes from the seller to the buyer.
To help the appraisal go as smoothly as possible we generally recommend you take the following actions and prepare the listed documents, if available, for the appraiser.
Verify lock box combination and access keys are accessible, and do not lock the storm door from the inside.
Remove locks, furniture, clothing, boxes, or anything that may prevent entry to the attic, crawl spaces, furnace, and water heater.
Ensure home appliances are unloaded such as the dishwasher, washer machine, dryer, etc. (FHA/VA).
Verify lock box combination and access keys are accessible, and do not lock the storm door from the inside.
Remove locks, furniture, clothing, boxes, or anything that may prevent entry to the attic, crawl spaces, furnace, and water heater.
Ensure home appliances are unloaded such as the dishwasher, washer machine, dryer, etc. (FHA/VA).
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