TCO Appraisals
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A real estate appraisal is a professional appraiser's opinion of market value of the property in question at a specified date in time - whether it be in the past (retrospective) or the present. The appraiser serves the important role of providing an objective, impartial, and unbiased opinion about the value of the property.

The preparation of an appraisal involves research into appropriate market areas, the assembly and analysis of information pertinent to a property and the knowledge, experience, and professional judgment of the appraiser.We specialize in residential real estate appraisals for the following property types: single-family homes, condominiums, multi-family homes, twin homes, manufactured homes, modular homes and vacant land.

If you want to make an offer on a property it is important to ensure the property is worth the amount of money you are willing to pay. An appraisal of the property's value is an important step in determining your home's listing price. If you are seeking other type of loans you could place your home as the primary collateral.
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Divorce is a very long and painful process in which there are many decisions to be made including what to do with the marital home.
Some couples decide to sell the home and split the profits while others may determine that the best course of action is for one spouse to stay while another is paid a portion of the property's value and leaves.
When a decision has been made that the home is to be sold or the mortgage is to be refinanced as the result of a divorce, the appraiser plays a key role by generating a reliable and credible opinion of the property's value.
Settling an estate can be difficult, especially in the wake of a loved one's death.
TCO APPRAISALS is here to offer you a bit of insight into the process of estate settlement as it pertains to real estate appraisals.
When an estate has a transfer of ownership due to death or inheritance, it is very common for a real estate appraisal to be needed for tax purposes.
Estate appraisals are generally ordered between two and six months after the death of the property's owner, depending on the circumstances.
Bankruptcy is a process in which consumers and businesses can eliminate or repay their debts under the protection of the federal bankruptcy court.
We recommend you consult with an attorney, Certified Public Accountant (CPA) or another financial professional specific to your circumstances.
Depending upon your situation they may advise you to get an appraisal.
Liquidation - Chapter 7 bankruptcy falls under the liquidation category.
This type of bankruptcy involves a trustee liquidating some of your property to pay back your debt.
A trust is a special fiduciary arrangement that allows a third party, known as a "trustee, " to hold assets on behalf of a beneficiary.
Trusts are flexible and can be arranged in a variety of ways to specify exactly how and when the assets will pass to the beneficiary.
Traditionally, a trust is used for minimizing estate taxes.
However, it can offer other benefits and serve as part of a well-crafted estate plan.
Trusts typically avoid probate, so the beneficiary can gain access to these assets more quickly than if they are transferred using a will.
Due to the recent downturn of home prices over the past several years a large percentage of homes in the San Diego area are still being 'taxed' based on much higher property values prior to this decline.
So there's a very good chance you're paying more than your fair share of property taxes!
Sometimes, matters like this can be resolved with a phone call.
However, if after discussing your assessment with your local taxing authority you still feel as though your property has been overvalued, a professional, independent, third-party appraiser is often your best bet in proving your case.
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