Ginger is the managing broker and owner of Elevate Real Estate, a REALTOR and our team lead. She has been in the real estate business as an investor since she was 18 years old and purchased her first condo. She obtained her real estate license in 2003 and has been a full-time REALTOR ever since. Ginger lives in Golden, Colorado. Pamela owned a local floral shop for 20 years before obtaining her license in 2006 in order to show homes to help out Ginger.
She has been a lifelong resident of the Denver area and is a Colorado native. She now lives in Arvada with her husband Marty, who owns McNicholas Construction, a windows and siding business. Pamela now works as a REALTOR representing both a buyer's and seller's agent for our team and enjoys showing properties! Melani is a Midwest Girl, originally from Indiana but has lived in beautiful Colorado since 2009.
She graduated from Western Kentucky University with a BA in Sociology/ Criminology and worked in social services for a number of years as a Case Manager and then as a Children's Advocate.
She has been a lifelong resident of the Denver area and is a Colorado native. She now lives in Arvada with her husband Marty, who owns McNicholas Construction, a windows and siding business. Pamela now works as a REALTOR representing both a buyer's and seller's agent for our team and enjoys showing properties! Melani is a Midwest Girl, originally from Indiana but has lived in beautiful Colorado since 2009.
She graduated from Western Kentucky University with a BA in Sociology/ Criminology and worked in social services for a number of years as a Case Manager and then as a Children's Advocate.
Services
We are full-time, professional REALTORS with extensive market knowledge.
We will work closely together with you to find your new home.
For more information about our qualifications and why we may be the best fit for you, see the OUR TEAM section of this package.
During our initial consultation, we will meet with you to establish your motivations and objectives for buying.
We will discuss your needs, analyze your resources and concerns, and determine what loan type will work best for you.
We have many lenders we work with regularly and recommend.
We will work closely together with you to find your new home.
For more information about our qualifications and why we may be the best fit for you, see the OUR TEAM section of this package.
During our initial consultation, we will meet with you to establish your motivations and objectives for buying.
We will discuss your needs, analyze your resources and concerns, and determine what loan type will work best for you.
We have many lenders we work with regularly and recommend.
If you are not completely sure if owning a home is the right decision for you, there are some important things you should consider.
Whether you're buying your first home, relocating, investing, or meeting the needs of a growing family, homeownership is simply less expensive than renting over time.
When you rent, you are paying your landlord's mortgage and building equity for him or her.
When you pay your own mortgage, you are the beneficiary of increasing equity and eventual outright ownership.
Whether you're buying your first home, relocating, investing, or meeting the needs of a growing family, homeownership is simply less expensive than renting over time.
When you rent, you are paying your landlord's mortgage and building equity for him or her.
When you pay your own mortgage, you are the beneficiary of increasing equity and eventual outright ownership.
As your REALTORS, we are here to guide you through the complex buying process and help you understand all of your choices and options along the way.
We will need to discuss your specific circumstances along the way.
But in general, these are some of the common situations that could result in termination by the buyer.
Inspections can reveal cosmetic or even safety issues that were unseen at the time of the original viewing.
Inspections can reveal major or minor home condition issues, which may be unacceptable to you as the buyer.
We will need to discuss your specific circumstances along the way.
But in general, these are some of the common situations that could result in termination by the buyer.
Inspections can reveal cosmetic or even safety issues that were unseen at the time of the original viewing.
Inspections can reveal major or minor home condition issues, which may be unacceptable to you as the buyer.
There are a variety of mortgage programs available today.
They range from easy-qualifying loans for first-time buyers to more sophisticated products that can work for unconventional or financially diverse buyers.
Conventional - typically for borrowers able to pay 20% down, or those who can qualify for PMI (Private Mortgage Insurance).
Some programs of 5-20% down are available with the additional requirement of PMI.
FHA (Federal Housing Administration) - is a loan requiring only 3.5% down, insured from default by HUD (Housing and Urban Development).
They range from easy-qualifying loans for first-time buyers to more sophisticated products that can work for unconventional or financially diverse buyers.
Conventional - typically for borrowers able to pay 20% down, or those who can qualify for PMI (Private Mortgage Insurance).
Some programs of 5-20% down are available with the additional requirement of PMI.
FHA (Federal Housing Administration) - is a loan requiring only 3.5% down, insured from default by HUD (Housing and Urban Development).
Request a free report on the area you are interested in living in today using a city, specific subdivision, or zip code.
Reports are generated for each potential client personally by one of our qualified agents and can take up to 24 business hours.
If you are already working with another agent, this is not an attempt to solicit your business.
Community resource offering profiles of more than 200,000 PreK-12 schools - public, public charter and private.
Reports are generated for each potential client personally by one of our qualified agents and can take up to 24 business hours.
If you are already working with another agent, this is not an attempt to solicit your business.
Community resource offering profiles of more than 200,000 PreK-12 schools - public, public charter and private.
Reviews
Be the first to review Ginger Matney Real Estate.
Write a Review
