San Francisco is one of the most beautiful places to live on the planet. In 2015 it made the Top Ten List of "the most expensive cities in the world, " where property values are significant and prices are still rising. On the other side of the Bay, whether by BART, Ferry or across the bridge(s) by car, the East Bay is home of choice for the many who live here, where the work commute can be "closer to San Francisco than San Francisco!"
The San Francisco Bay Area is yours to experience from Bridge to Bridge or to tour from Bay to Bay. Dear Julia, We want to thank you for all of your wise counsel and constant communication throughout the buying process. Your experience, marketing knowledge and professionalism gave us an advantage when facing a very competitive and. Everyone has said that moving can be very stressful and more so when it involves selling your own home.
That was evident when I decided to sell my home in Oakland and began to realize what. I thought it would take at least a year to get my Mother's home ready for sale after she and my Dad lived there for the past 50 years.
The San Francisco Bay Area is yours to experience from Bridge to Bridge or to tour from Bay to Bay. Dear Julia, We want to thank you for all of your wise counsel and constant communication throughout the buying process. Your experience, marketing knowledge and professionalism gave us an advantage when facing a very competitive and. Everyone has said that moving can be very stressful and more so when it involves selling your own home.
That was evident when I decided to sell my home in Oakland and began to realize what. I thought it would take at least a year to get my Mother's home ready for sale after she and my Dad lived there for the past 50 years.
Services
Julia Bivins is defined by personal integrity, her professional work philosophy and a deep business acumen in how she approaches each client and their real estate goals.
Experience counts.
Results matter.
Whether working with first-time buyers, savvy investors, families searching for the right school district, individuals searching for the perfect loft in a trendy neighborhood, or downsizers wanting to be close to where the action is, the human process is constant: To listen closely, to speak honestly, to educate generously, and to negotiate intelligently on behalf of her client's success.
Experience counts.
Results matter.
Whether working with first-time buyers, savvy investors, families searching for the right school district, individuals searching for the perfect loft in a trendy neighborhood, or downsizers wanting to be close to where the action is, the human process is constant: To listen closely, to speak honestly, to educate generously, and to negotiate intelligently on behalf of her client's success.
Buying your new home is a serious venture.
It can be an absolute pleasure or a massive headache.
Your house is not just your home, it is a serious investment in the dwelling, the area and your future.
When buying a home - you're bound to have many questions.
For example, "In what area can I find a home that suits my needs?", "How much money will I need to afford the monthly payments?"
Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home.
Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved.
It can be an absolute pleasure or a massive headache.
Your house is not just your home, it is a serious investment in the dwelling, the area and your future.
When buying a home - you're bound to have many questions.
For example, "In what area can I find a home that suits my needs?", "How much money will I need to afford the monthly payments?"
Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a home.
Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved.
So you have decided to sell your property.
Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.
Why do you want to sell your property?
Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state?
You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances.
Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.
Why do you want to sell your property?
Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state?
You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances.
A Green File should contain all of your important financial documents.
Regardless of the loan type, lenders will need information about you.
Make copies of financial statements; bank accounts, investments, credit cards, auto loans, recent pay stubs and two years' tax returns.
Below you will find the contact information for the 3 major credit reporting agencies to help you determine your credit rating.
Ask your lender how to improve your credit score if you need to.
Going forward, treat your credit like gold.
Regardless of the loan type, lenders will need information about you.
Make copies of financial statements; bank accounts, investments, credit cards, auto loans, recent pay stubs and two years' tax returns.
Below you will find the contact information for the 3 major credit reporting agencies to help you determine your credit rating.
Ask your lender how to improve your credit score if you need to.
Going forward, treat your credit like gold.
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