Buying, selling or refinancing your home can be a stressful and confusing process. It's important to have a real estate title company you can trust to handle your closing. While sometimes it is the right decision to follow a lender or real estate agent recommendation, at times it can lead to higher costs and a lack of attention to your file. At Keystone Real Estate Settlement Services, we have no affiliations and will work for you and your best interests.
Services
Keystone Real Estate Settlement Services, Inc. is a Pennsylvania licensed, fully insured, independently owned and operated real estate closing title company.
With a combined 39 years of experience in the real estate and title industry, Tracy and Heather strive to make the closing process a smooth, stress free experience.
Whether you are buying, selling or refinancing, you can rely on Keystone Real Estate Settlement Services to provide efficient and knowledgeable service even after everyone leaves the closing table.
With a combined 39 years of experience in the real estate and title industry, Tracy and Heather strive to make the closing process a smooth, stress free experience.
Whether you are buying, selling or refinancing, you can rely on Keystone Real Estate Settlement Services to provide efficient and knowledgeable service even after everyone leaves the closing table.
Title insurance plays a major role in making certain home ownership is safe and secure by providing protection against loss due to any defect in title.
A reputable title agent offers reliable purchasing information, insight into historic matters of importance, and the security of a state licensed and regulated company.
Unlike most material purchases, paying money for real estate and receiving a deed to property does not assure the buyer of a free and clear title.
According to real property laws, once settlement is final, the buyer is financially responsible for any valid claims made against his/her property.
A reputable title agent offers reliable purchasing information, insight into historic matters of importance, and the security of a state licensed and regulated company.
Unlike most material purchases, paying money for real estate and receiving a deed to property does not assure the buyer of a free and clear title.
According to real property laws, once settlement is final, the buyer is financially responsible for any valid claims made against his/her property.
Once the closing agent has received a copy of the accepted sales contract, the first step is performing a 60 year title search on the property.
The title search will provide warnings of any title flaws that must be dealt with before the property can change hands.
The closing agent will order all mortgage/lien or judgment payoffs, obtain tax certifications, HOA fees, as well as any other fees to be collected at closing.
Once all fees have been collected, the agent will prepare a settlement statement and work with the lender (if applicable) in preparing the Closing Disclosure, which outlines all fees and costs for both buyer and seller.
The title search will provide warnings of any title flaws that must be dealt with before the property can change hands.
The closing agent will order all mortgage/lien or judgment payoffs, obtain tax certifications, HOA fees, as well as any other fees to be collected at closing.
Once all fees have been collected, the agent will prepare a settlement statement and work with the lender (if applicable) in preparing the Closing Disclosure, which outlines all fees and costs for both buyer and seller.
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