Explore your home loan options. We offer ALL CA home loans and Programs - FHA, Conventional, VA, CalVet, Jumbo, USDA Rural, 203k, conforming, non conforming, CA DAP's, CA down payment assistance programs, Reverse mortgage, Investment financing and more to fund your loan. Also FHA & VA loan programs are available from a minimum 500 fico score so contact us to qualify.
Explore your options for a purchase or refinance mortgage. Give yourself and your agent or home seller certainty with a loan pre-approval, automated approval or fully underwritten credit approval. Contact us for details. Refinance for a lower rate and save hundreds or get cash out to fulfill whatever your needs are. We have many loan programs available to fit your needs from a minimum 500 fico score.
Our wholesale interest rates are under market, let's explore your options to lower your payment or get the cash you need. Streamline refinances are available to lower your rate without an appraisal or any qualifying. Contact us for more details.
Explore your options for a purchase or refinance mortgage. Give yourself and your agent or home seller certainty with a loan pre-approval, automated approval or fully underwritten credit approval. Contact us for details. Refinance for a lower rate and save hundreds or get cash out to fulfill whatever your needs are. We have many loan programs available to fit your needs from a minimum 500 fico score.
Our wholesale interest rates are under market, let's explore your options to lower your payment or get the cash you need. Streamline refinances are available to lower your rate without an appraisal or any qualifying. Contact us for more details.
Services
A little about us as we, Frank and Sheryl have been together since 1999 as life and business partners.
We are Frank and Sheryl, Frank Shaw and Sheryl Arndt and associates.
My name is Sheryl Arndt and I am a Real Estate Broker and Mortgage Lending Professional.
I have many years of experience in real estate and loans since 1992.
First of all I specialize in assisting clients with rather tougher credit profiles.
Especially files that are Under 640 Fico Score Loans.
Even more I offer credit repair at no cost for my clients to raise credit scores to qualify.
We are Frank and Sheryl, Frank Shaw and Sheryl Arndt and associates.
My name is Sheryl Arndt and I am a Real Estate Broker and Mortgage Lending Professional.
I have many years of experience in real estate and loans since 1992.
First of all I specialize in assisting clients with rather tougher credit profiles.
Especially files that are Under 640 Fico Score Loans.
Even more I offer credit repair at no cost for my clients to raise credit scores to qualify.
00 fico score.
The FHA down payment is 3.5% from a minimum 580 fico score on up and 10% down for 500-579 scores.
We help our clients raise credit scores in a little as 3-4 days to qualify for programs or better rates and terms free of charge.
3 mil loan amount.
We offer a wide variety of jumbo loan options to provide buyers the flexibility needed to purchase their dream home.
We offer jumbo loan purchase options from 5% down for qualified buyers.
We offer many down payment and closing cost assistance loan program choices in California to choose from depending on your qualifications.
The FHA down payment is 3.5% from a minimum 580 fico score on up and 10% down for 500-579 scores.
We help our clients raise credit scores in a little as 3-4 days to qualify for programs or better rates and terms free of charge.
3 mil loan amount.
We offer a wide variety of jumbo loan options to provide buyers the flexibility needed to purchase their dream home.
We offer jumbo loan purchase options from 5% down for qualified buyers.
We offer many down payment and closing cost assistance loan program choices in California to choose from depending on your qualifications.
Contact us for your real estate and mortgage needs and we'll get right back to you.
We look forward to hearing from you! Contact us with any questions you may have, we have the answers!
File Upload documents here, copies of paystubs, income documentation, W2's, 1099's, last two years tax returns, copies of drivers license/ID for each applicant, copies of Social security cards for each applicant.
You can also email to HomeLoans4U@live.com.
We look forward to hearing from you! Contact us with any questions you may have, we have the answers!
File Upload documents here, copies of paystubs, income documentation, W2's, 1099's, last two years tax returns, copies of drivers license/ID for each applicant, copies of Social security cards for each applicant.
You can also email to HomeLoans4U@live.com.
FHA Loans Give Home buyers More Options!
The FHA mortgage can make your homebuying dream a reality with competitive rates and a low down payment.
Contact us 760-983-4549 or cell 760-486-4225 for your loan approval or to discuss mortgage program options.
Are you ready for loan approval today?
You must send us this needs list of documents for loan pre-approval/approval.
What are you waiting for?
Loan Approval in minutes with the loan program to fit your financial needs.
Buy Today!
Home Prices are on the rise, don't miss the boat.
The FHA mortgage can make your homebuying dream a reality with competitive rates and a low down payment.
Contact us 760-983-4549 or cell 760-486-4225 for your loan approval or to discuss mortgage program options.
Are you ready for loan approval today?
You must send us this needs list of documents for loan pre-approval/approval.
What are you waiting for?
Loan Approval in minutes with the loan program to fit your financial needs.
Buy Today!
Home Prices are on the rise, don't miss the boat.
The CA Conventional loan programs have more strict credit and underwriting guidelines.
You may consider 3% down from a minimum 620 fico score.
The CA conventional financing conforming loan limit is $453,100 and the high balance loan limit is up to $679,650 we also have Jumbo options up to 3 million.
CA Conventional loans also have a longer seasoning time frame for BK and foreclosure/short sales as well.
FHA on the other hand only has a 2 year seasoning requirement after a BK and 3 years after a foreclosure/short sale to qualify.
You may consider 3% down from a minimum 620 fico score.
The CA conventional financing conforming loan limit is $453,100 and the high balance loan limit is up to $679,650 we also have Jumbo options up to 3 million.
CA Conventional loans also have a longer seasoning time frame for BK and foreclosure/short sales as well.
FHA on the other hand only has a 2 year seasoning requirement after a BK and 3 years after a foreclosure/short sale to qualify.
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