Serving Central Pennsylvania since 2006, Alpha State Realty is your source for residential and commercial real estate services. Charlie is dedicated to putting his experience and knowledge of Pennsylvania to work for you in all steps of your real estate transactions, from start to finish. He brings 40+ years of real estate and development experience to the table and has expertise in commercial, restaurant, and small business sales.
This is how he is in tune with what clients want to achieve and is able to create a solution that satisfies all of the parties' goals. We're a small and growing real estate firm. We look forward to meeting you and helping you define your goals, develop solutions - and realize them! So what are you waiting for, let's meet.
This is how he is in tune with what clients want to achieve and is able to create a solution that satisfies all of the parties' goals. We're a small and growing real estate firm. We look forward to meeting you and helping you define your goals, develop solutions - and realize them! So what are you waiting for, let's meet.
Services
Buying a home is one of the largest and most important investments you will ever make, but buying a home doesn't have to be an intimidating process.
From the first consult to final signing, Alpha State Realty will work with you each step of the way to ensure your experience is a memorable and positive one!
We pride ourselves on integrity, honesty, and creating long-lasting relationships.
We'll go out of our way to personalize the buying process for you!
That means we are always here when you have questions and will return your phone calls promptly.
From the first consult to final signing, Alpha State Realty will work with you each step of the way to ensure your experience is a memorable and positive one!
We pride ourselves on integrity, honesty, and creating long-lasting relationships.
We'll go out of our way to personalize the buying process for you!
That means we are always here when you have questions and will return your phone calls promptly.
Acceleration Clause: Allows the lender to speed up the rate at which your loan comes due or even to demand immediate payment of the entire outstanding balance of the loan should you default on you loan.
Adjustable Rate Mortgage (ARM): A mortgage in which the interest rate is adjusted periodically, based on a pre-selected index.
Also sometimes known as the renegotiable rate mortgage, the variable rate mortgage or the Canadian rollover mortgage.
Adjustment Interval: On an adjustable rate mortgage, the time between changes in the interest rate and/or monthly payment, typically one, three or five years, depending on the index.
Adjustable Rate Mortgage (ARM): A mortgage in which the interest rate is adjusted periodically, based on a pre-selected index.
Also sometimes known as the renegotiable rate mortgage, the variable rate mortgage or the Canadian rollover mortgage.
Adjustment Interval: On an adjustable rate mortgage, the time between changes in the interest rate and/or monthly payment, typically one, three or five years, depending on the index.
A number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.
With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want.
There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans.
We'll find the best loan for your situation.
I have a network of loan officers that can get the ball rolling for you today!
With my knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want.
There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans.
We'll find the best loan for your situation.
I have a network of loan officers that can get the ball rolling for you today!
So whether you are a first-time home buyer, you are moving to Pennsylvania, or you have not bought or sold a home in a few years earnest money and due diligence money might be new terms for you.
Although the two terms might sound like just another way to throw money into an offer, they are there more to protect both buyers and sellers during the transaction than anything.
As a buyer, you want to ensure that you are given the proper time to check out the home and make sure it is a good investment before you make such a large purchase.
Although the two terms might sound like just another way to throw money into an offer, they are there more to protect both buyers and sellers during the transaction than anything.
As a buyer, you want to ensure that you are given the proper time to check out the home and make sure it is a good investment before you make such a large purchase.
Your home is the stage where memories come to life.
It shares your laughs with you when you are happy, comforts you when you are sad, and welcomes you back when you and your family return.
A home is not defined by it's size but the love that fills it.
I don't sell "houses" to my clients, I help my client's find their perfect HOME!
I work with young couples looking to buy their first home, the family that has outgrown their current house, and the empty-nesters looking for something more manageable now that the kids are gone.
It shares your laughs with you when you are happy, comforts you when you are sad, and welcomes you back when you and your family return.
A home is not defined by it's size but the love that fills it.
I don't sell "houses" to my clients, I help my client's find their perfect HOME!
I work with young couples looking to buy their first home, the family that has outgrown their current house, and the empty-nesters looking for something more manageable now that the kids are gone.
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