River Bridge Realty
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When you are seeking to sell or buy residential, commercial or agricultural property you need the assistance of professionals with extensive knowledge of the area and local economy. River Bridge Realty associates are your southern Idaho experts. Our sales associates are local market experts dedicated to guiding you through the real estate process from log in to move in and helping you with all of the details before, during and after the sale.
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Originally established in 1994 as The D. R. Curtis Company and Curtis Realty, River Bridge Realty specializes in the sale of Residential, Agricultural, Commercial, and Recreational properties, as well as manufacturing and food processing and other ongoing businesses.
Our sales associates have established reputations as local market experts who live in the communities they serve.
Thank you for choosing River Bridge Realty.
Basically, a mortgage is just a loan that is to be used to finance the purchase of property.
The property itself is used as security to ensure repayment and the lender holds the title or deed to the property either directly or indirectly (depending on your jurisdiction and type of lender) until you have repaid the entire amount plus interest.
When shopping for a mortgage you should keep in mind that there are many different types available.
They can range from fixed rate mortgages where the interest rates never change, to adjustable rate mortgages (ARM's) where interest rates are pegged to some type of market index, allowing them to rise or fall over time as the economy changes.
Buying a home is a complex and stressful undertaking; Getting an expert to help will save you time, money, and aggravation.
By asking a REALTOR to act on your behalf during the purchase of a home, you create an Agency Relationship and become the REALTOR's client.
REALTORS always owe their clients full fiduciary duties, such as loyalty, obedience, confidentiality, accountability, duty of care, and full disclosure of all pertinent facts.
What have similar properties sold for in the immediate area?
The selling and buying of a house can be a stressful and confusing process.
Not only is it very expensive to 'learn from your mistakes' but very few people move often enough to gain the needed experience.
Although there is no substitute for doing your homework (start by asking your family and friends who have recently moved for their experiences) the following list of common pitfalls may be helpful.
Looking for a house without getting pre-approved by a lender: When you are pre-approved, you are effectively a cash buyer.
The asking prices of most properties that are for sale reflect present market conditions and recent sale prices of similar homes in the area.
When homeowners price their homes they try to walk the fine line between getting the highest price and ensuring the asking price is competitive enough to attract serious offers.
While most Selling Agents advise their clients to realistically price their homes in order to attract acceptable offers within a reasonable period of time, some properties may not be properly priced and you should know this before making an offer.
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