Rocky Acosta
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I strive to give my clients the very best experience in real estate for their first purchase or just their latest. If you need a dedicated Realtor you just found him. I keep the process as simple as possible and will explain all your questions completely. I love working with Fathom Realty they offer the same dedication that I offer to my clients to me, so when I need to consult I have the very best resources available to me and my clients.

My website has a ton of resources that can help you search for your new home. Feel free to use my website, free of charge and with no strings attached. If you need representation or just have any questions at all, I'm always here to help. Call me today!
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Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you.
In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores).
When lenders look at your credit report, they can instantly see how much debt you have, how reliable you are with bill payments, and if you've had any bankruptcies within the last several years.
There are a few easy ways to make extra principle payments that can save you a ton of money in interest expenses and get you mortgage-free sooner than you thought possible.
The results of this simple strategy can save you a fortune and drastically reduce the length of your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!
How to Avoid a Money Pit: Be on the Lookout for these 6 Warning Signs That Could Mean Expensive Repairs.
Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection.
When you are considering buying a home, look for the following six telltale signs of serious problems.
Make sure you are confident that both water systems: the one that brings fresh water in and the one that takes sewage out are functioning well before signing on the dotted line.
The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford.
Usually pre-approvals are free.
You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on.
Read this guide to avoiding a money pit.
Get a mortgage professional to help you go over and prepare your credit file before you buy a home.
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