HDI Real Estate
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Whether you're a first-time buyer, seasoned real estate investor, want to sell your current property, or have a desire to build, 4085 Realty is a full service boutique real estate firm that has the market expertise and client service skills to make your transaction successful and efficient in every way.

With our resources we thoroughly research available property listings and accurately evaluate local schools, recreation programs, community services, available shopping, commute times, and other things that affect your day-to-day life.We help our clients get the highest price possible for their property. Our broad marketing programs are proven to showcase your property with the widest exposure possible so a buyer can be found quickly.

As a member of the National Association of Realtors and the North Carolina Association of Realtors, we maintain the highest level of professionalism and are capable of providing a broad range of comprehensive real estate services to buyers, sellers, investors, developers, and builders, and have extensive knowledge to successfully work through the complexities of both residential and commercial transactions.
Services
Here's your chance to be notified of all new listings in the area that meet your criteria, absolutely FREE!
Not only will you be notified by email of all new listings that match your search criteria within our website, but your home search will also be compared against other participating agents listings within your desired area(s).
All new listings added to the system that match your criteria will be emailed to you.
Your lender must disclose a good faith estimate of all settlement costs.
A check to cover your closing expenses will most likely have to be in the form of a cashiers check.
It is up to the closing entity, in most cases the closing attorney, to tabulate your closing costs.
You and your agent will be informed of the total amout due from you at closing.
Property tax escrow, if being paid as part of the mortgage.
Lenders keep funds for taxes and insurance in escrow accounts as they are paid with the mortgage, then pay the taxes and insurance for you.
A real estate transaction is complicated.
In most cases, buying or selling a home requires disclosure forms, inspection reports, mortgage documents, insurance policies, deeds, and multi-page government-mandated settlement statements.
A knowledgeable guide through this complexity can help you avoid delays or costly mistakes.
2. Selling or buying a home is time consuming.
The market is unpredictable at best.
It may take more than 90 days to sell your home and another 30 days or so for the transaction to close after an offer is accepted.
Working with ideal market conditions, the correct selling price for a home would be the highest price that the market will bear.
To assist you in determining the correct asking price, we provide you with a comprehensive market analysis of comparable properties sold and offered for sale in your neighborhood.
The more information given, the more accurate the evaluation, although many times an on-site inspection of your property is necessary.
All information you provide is secure and will be kept strictly confidential.
In todays market, it's more important than ever to know your options before you invest your time shopping for a home.
Not all lending institutions are the same.
Some maintain flexible lending criteria, others are more strict regarding their qualification process.
Use our mortgage calculators to help you determine loan amounts, mortgage qualification, affordability, or whether you should be renting or buying right now.
Complete the fields below and click Calculate Now.
Important Note: Although our mortgage calculation tools are accurate, they are meant to serve merely as a guide and should never be relied on to make sound, important financial decisions, as the calculated results are only as accurate as the imformation submitted.
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