Mike Gamblin Real Estate

Buying a new home is both exciting and scary.
Even if you've bought one before, a home is the single largest purchase most people will ever make.
Thus, the decision should be made with careful consideration.
It's easy to let emotion rule in a house hunt, but because of the amount of money and time involved it is important to make the decisions with the head and not the heart.
Also, remember that you are not alone in this process.
A real estate agent is not just a person with access to the MLS database.

The home buying process can be intimidating, but with the right preparation you can confidently buy a new home to live in for years to come.
Now that you have found a home you wish to purchase, the next step is to make an offer.
The real estate agent will have a printed form that will list all the legal talk, leaving blanks for the pertinent information.
As with any legal document, be sure you understand this document before signing.
The primary item in an offer is the price you are proposing.
This price is often a negotiating tool, setting the stage for a give-and-take that will eventually lead to final sales price.

While renting can be useful for some financial situations, owning a home provides great benefits to you and, ultimately, your financial well-being.
Pride of Ownership.
When you own something you tend to take better care of it.
A home is no different.
Cutting your lawn, creating a garden, or just making improvements on the weekends becomes a thing of joy.
When you purchase a home with a fixed interest rate mortgage, you don't have to worry about surprises in your monthly payment.
Month after month, you know what your payments are going to be.

Our mortgage pre-qualification calculator shows how lenders see you.
See how much you can afford based on yearly income, debts & other factors.
Our mortgage pre-qualification calculator will indicate how much you can borrow with a home loan by analyzing your income, assets, and current mortgage interest rates available to you.

There is a lot to consider when you are getting your home ready to sell.
One of the most basic considerations must be to decide on the best way to display what the house you are selling has to offer to potential buyers, not what your home has meant to you for the time you've lived there.
And that means before you place your property on the real estate market, you need to make it less personal and more salable.
Make sure the house is thoroughly clean before you allow the property to be shown, be sure and keep any personal items displayed to the absolute minimum-avoiding clutter is the key, and you will have a greater chance of receiving offers for your property.