Bay Area Real Estate
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Bay Area Real Estate
Located near the Saginaw Bay, Kawkawlin River and Saginaw River, the Company Logo was designed to show Bay County's pride in the unique asset of being a waterfront area and the love of Water Activities that surround our Community! Situated in Bangor Township, the office is conveniently located on Wilder Road, just East of Euclid Avenue. Designed by choice, to not be the largest office in Bay County, Charlene preferred having agents that would serve their clients with dedication.

Having longevity of agents that have made a career in Real Estate, have the knowledge to negotiate on their clients behalf, and pride they would be assisting their clients to help achieve the American Dream of buying or selling their home was the foundation our company was built on!
Services
The interest rates and payments are estimates and are not guaranteed until you submit an application and the interest rate is officially underwritten by a mortgage company.
Also, Payment calculators do not include Private Mortgage Insurance.
PMI could be required by some Mortgage Companies based upon the mortgage amount requested.
The calculator will try to calculate what kind of income lenders will expect you to be making to qualify for the specific values.
These days 5/25 and 7/23 convertible balloon mortgages are getting more popular since they provide lower rates than conventional 30 year mortgages while still giving a fixed payment schedule for 5 or more years.
The more information you provide below, the more accurate the evaluation will be.
A comparative market analysis is a report, compiled by one of our real estate professional right before your house goes on the market.
A CMA gives you information (sometimes referred to as "comps") about houses similar to yours (in size, amenities, and location) that are either on the market, have sold, or were listed but expired (usually, because they were priced too high and no one bought) within a reasonably recent time period.
A clause in your mortgage which allows the lender to demand payment of the outstanding loan balance for various reasons.
The most common reasons for accelerating a loan are if the borrower defaults on the loan or transfers title to another individual without informing the lender.
A loan with an interest rate that is periodically adjusted to reflect changes in a specified financial index.
The relationship that exists between sellers and buyers and their agents formed as a result of a written contract.
What a great ranch style starter or downsizing home with attached garage!
First floor laundry, 3 Good sized rooms with closets, New flooring in one room, bathroom and the dinning area.
Hardwood floors in the kitchen and second room.
Large fenced in back yard as well!
Schedule your showing today!
24 hour notice required.
All information provided is deemed reliable but is not guaranteed and should be independently verified.
Participants are required to indicate on their websites that the information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Where the word REALTORS is used in this Code and Preamble, it shall be deemed to include REALTOR-Associates.
While the Code of Ethics establishes obligations that may be higher than those mandated by law, in any instance where the Code of Ethics and the law conflict, the obligations of the law must take precedence.
Under all is the land.
Upon its wise utilization and widely allocated ownership depend the survival and growth of free institutions and of our civilization.
REALTORS should recognize that the interests of the nation and its citizens require the highest and best use of the land and the widest distribution of land ownership.
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