Hill Country Property Group
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We hope you will find this to be the most useful real estate website in the area, with advanced search technologies that allow you to view listings in the MLS, or to ensure your own home is sold in a reasonable time and for top dollar. You'll also find our web site to be a one-stop resource for your online real estate research, be it our MLS searches, mortgage calculators or financing guidance.

We're eager to tell you what we know about the local market for condos, homes, pre-construction, or whatever is of most interest to you at the moment. We delight in helping people succeed in this market, and when our clients come out of the transaction breathing that big sigh of relief, we're just as satisfied as they are. So please, have a look around, and contact us with any questions you might have about the market or our services.

All questions are welcomed and encouraged - we want to help! Buying your home can be intimidating because of the pressure to make the right decision. I will make sure that whatever type of home you are looking for will suit your planned circumstances for at least the next few years.
Services
I understand your real estate purchase can be one of the most important investments you make.
My goal is to use my knowledge of the market combined with my expertise in contract negotiation to help you obtain the optimal price for any property you buy or sell.
I have over 20 years of leadership experience in the IT sector for a distinctive range of employers, ranging from the Department of Energy to IBM and Lenovo, managing high-level, diverse service delivery teams.
I know how to provide excellent service to my clients before, during, and after a transaction.
After two won offers, and one closing, I can honestly say Jeff is a great Realtor.
There is a certain presence about Jeff that you could tell is sincere from the moment you interact with him.
He is patient as they come and really takes the time to help you understsand each process; or really any question you may have.
Jeff was not only a great mentor, but I often found myself looking up to him like a child would to their father for guidance.
He's responsible and doesn't fluff.
An all around genuine individual.
This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.
This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment.
Also taken into consideration are the town property taxes, and their effect on the total monthly mortgage payment.
Since you are putting LESS than 20% down, you will need to pay PMI (Private Mortgage Insurance), which tends to be about $55 per month for every $100,000 financed (until you have paid off 20% of your loan).
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