Our company currently offers complete residential, farm and acreage sales, commercial property sales and acquisitions, limited property management, and consulting in the areas of land development, property annexation and rezoning issues. We also offer comprehensive installment contract servicing. This is a service very similar to mortgage loan servicing, where seller financed installment contract (contract for deed) payments are collected, amortized and disbursed according to the terms of the agreement.
Services
More than 2 million people in the United States have earned real estate licenses.
However, real estate is a tough business with a steep dropout rate, and the result is that only a small percentage of those with licenses actively help buyers and sellers.
Finding an agency with a solid reputation and a long history of experience in the community is critical.
Agents who are active in PTAs, local government committees and a variety of neighborhood or community organizations have a better understanding of the area in which they are working.
However, real estate is a tough business with a steep dropout rate, and the result is that only a small percentage of those with licenses actively help buyers and sellers.
Finding an agency with a solid reputation and a long history of experience in the community is critical.
Agents who are active in PTAs, local government committees and a variety of neighborhood or community organizations have a better understanding of the area in which they are working.
Because financing is so important, buyers should have as much information as possible regarding mortgage options and costs.
How much down?
Loans with 5 percent down or less are now widely available - in fact, loans from major lenders with no money down have appeared in recent years.
If you place less than 20 percent down, lenders will want the mortgage guaranteed by an outside third party such as the Veterans Administration (VA), the Federal Housing Administration (FHA) or a private mortgage insurer (PMI, or private mortgage insurance, is required by lender to protect against any mortgage defaults).
How much down?
Loans with 5 percent down or less are now widely available - in fact, loans from major lenders with no money down have appeared in recent years.
If you place less than 20 percent down, lenders will want the mortgage guaranteed by an outside third party such as the Veterans Administration (VA), the Federal Housing Administration (FHA) or a private mortgage insurer (PMI, or private mortgage insurance, is required by lender to protect against any mortgage defaults).
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