Nick Tortorelli Real Estate
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If you're looking for honest and hard working local Monterey realtors who are constantly available, look no further. NT Real Estate's goal is to make sure that, at the end of the day, our clients know we worked diligently to get the job done, and did everything in our power to protect their best interests. NT Real Estate is always looking for great homes for our clients as well as potential investments.

Our passion for the business and unrelenting work ethic are why we excel when it comes to listening to clients' needs, and exceeding their objectives. We continually stay abreast of the ever-changing conditions in the real estate market, including everything from city planning department policy to zoning changes, to regional supply/demand shifts, and breaks it all down into very usable information which helps our clients to the fullest in making the right real estate decisions.

We pledge to be in constant communication with you, keeping you fully informed throughout the entire buying or selling process.
Services
Local to the Monterey Bay area, we are proud to be a preferred Mortgage Lender in Monterey, CA.
If you live in or around Monterey and are looking for a new home loan or mortgage refinancing, we can help.
NT Real Estate offers competitive mortgage rates and with local underwriting.
We can close loans fast.
With in-house underwriting, we can make common sense decisions on home loan approvals.
If you are looking for a mortgage lender in Monterey, we specialize in new home purchases, refis and VA Home Loans and FHA Home Loans.
Purchasing a property is most likely the biggest financial decision you will ever make.
Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.
Property ownership is an excellent investment; whether you are looking for your dream home, a rental property, or to expand your investment portfolio.
Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.
Please feel free to read the testimonials from several of Nicholas' most satisfied clients.
So you have decided to sell your property.
Before anything else, it is a good idea to sit down and clarify your motivations and draw up a basic time frame for the selling process.
Why do you want to sell your property?
Do you intend to simply find a larger property, or do you plan on moving to another neighborhood, school district, city or state?
You might think your reasons are obvious, but it would do well to consider the implications of each option for your lifestyle, opportunities, and finances.
Residential real estate is focused on personal use.
For the most part, residential agent's represent the buyers or sellers of single family, primary homes.
Selling secondary homes to people seeking a "home-away-from-home" to get away from it all.
The second home market is one of the fastest-growing segments of the residential real estate arena.
Working exclusively for a builder of new homes, usually by serving as the on-site salesperson for a new home community.
In this role, the agent sells only the builder's homes.
Representing tenants or lessees by finding, selecting, and negotiating new space for client businesses.
Representing building owners or lessors by working to lease out building space for the highest possible price and with the most favorable terms.
Frequently a commercial agent represents one owner or even one building exclusively in order to ensure the building is leased to capacity.
Representing investors who want to buy and sell commercial property by finding opportunities that offer the lowest risk to the client, the best return on investment, and the best capitalization rate, which is the net operating income of the property divided by the sales price or value of the property.
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