My name is Janis Morris and I have been a full-time realtor for over 14 years. My specialties are Corona and all of Orange County where I was raised and lived for half my life. I have a degree in design and Merchandizing and worked for Nordstrom for 8 years, providing amazing customer care and support. I am currently with Berkshire Hathaway, a company you can depend on for amazing customer service and care.
I have been a top producer for many years, as our market has gone thru its ups and downs. I previously worked for Prudential California Real Estate for many years, participating in their Relocation team and Honors Top Producer Status. Last year I received two awards with Berkshire Hathaway being ranked #45 companywide and also achieving Honor Society Award status for my sales for the year.
I am active in community through sports, schools and church. I love dogs and cats. I enjoy people and helping find their needs in real estate. I have also worked in Children's Ministry for the past 25 years.
I have been a top producer for many years, as our market has gone thru its ups and downs. I previously worked for Prudential California Real Estate for many years, participating in their Relocation team and Honors Top Producer Status. Last year I received two awards with Berkshire Hathaway being ranked #45 companywide and also achieving Honor Society Award status for my sales for the year.
I am active in community through sports, schools and church. I love dogs and cats. I enjoy people and helping find their needs in real estate. I have also worked in Children's Ministry for the past 25 years.
Services
Qualifying for California mortgage loans is an important step in buying a home.
Understanding the process can help ensure that you are able to qualify for the home loan that you need.
Lenders look at two things when determining if you are able to qualify for a home loan: your ability to repay the loan and your willingness to repay it.
The first thing that a lender wants to know is if you are able to repay the loan for which you are applying.
The lender looks at your current employment.
Have you been in the same job for at least two years or at least the same line of work for a few years?
Understanding the process can help ensure that you are able to qualify for the home loan that you need.
Lenders look at two things when determining if you are able to qualify for a home loan: your ability to repay the loan and your willingness to repay it.
The first thing that a lender wants to know is if you are able to repay the loan for which you are applying.
The lender looks at your current employment.
Have you been in the same job for at least two years or at least the same line of work for a few years?
A mortgage is simply a loan where lenders like banks gets hold of the title of real estate property until the loan made by the borrower is paid in full.
In the event that the borrower failed to pay up, these lenders can sell the properties which were used as a guarantee to get the amount of the money that was owed by the borrower for they have the right to take the property.
Whenever someone buys a home through financing, the buyer usually has to give a down payment.
The amount of the down payment may be as much as the buyer would like or it can be as little as 3 - 5 % of the purchase price.
In the event that the borrower failed to pay up, these lenders can sell the properties which were used as a guarantee to get the amount of the money that was owed by the borrower for they have the right to take the property.
Whenever someone buys a home through financing, the buyer usually has to give a down payment.
The amount of the down payment may be as much as the buyer would like or it can be as little as 3 - 5 % of the purchase price.
Why would I hire a real estate agent when searching for California homes through the internet is easier?.
It is still a great idea to consider California Realtors even if searching the internet for homes is easy.
A lot of agents bring value to the whole process of searching.
They can analyze all the data, answer any question, share their professional knowledge, handle all the paperwork and do all the errands needed in any real estate transaction.
Saving for the unique dream home may take a long time.
It is still a great idea to consider California Realtors even if searching the internet for homes is easy.
A lot of agents bring value to the whole process of searching.
They can analyze all the data, answer any question, share their professional knowledge, handle all the paperwork and do all the errands needed in any real estate transaction.
Saving for the unique dream home may take a long time.
Your military service can save you money when buying or selling a home.
We have worked with Military members and their families for decades and we are honored to serve you.
Let Berkshire Hathaway HomeServices California Properties handle your next move with Rock Solid Service!.
As a Buyer or Seller of real estate, your service can be rewarded with rebates when buying or selling a home.
If you are a veteran, active or retired member of the military, you are eligible to participate in the MILITARY Advantage program.
We have worked with Military members and their families for decades and we are honored to serve you.
Let Berkshire Hathaway HomeServices California Properties handle your next move with Rock Solid Service!.
As a Buyer or Seller of real estate, your service can be rewarded with rebates when buying or selling a home.
If you are a veteran, active or retired member of the military, you are eligible to participate in the MILITARY Advantage program.
Berkshire Hathaway HomeServices California Properties and our team of relocation specialists are confident that you and/or your transferees will receive exceptional service, that you can depend on.
We offer relocation assistance through corporations, Relocation Management Companies (RMCs), as well as directly to consumers.
We have a full service relocation division, including more than 1,300 local experts who are specialists in their markets; providing you valuable insight that is relevant to you, your family and your lifestyle.
We offer relocation assistance through corporations, Relocation Management Companies (RMCs), as well as directly to consumers.
We have a full service relocation division, including more than 1,300 local experts who are specialists in their markets; providing you valuable insight that is relevant to you, your family and your lifestyle.
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