Choose your school in St. Louis and surrounding areas, then find the perfect home for sale. Berkshire Hathaway HomeServices Select Properties in St. Louis offers an easy through our partnership with USA Mortgage that allows you to interact directly with loan officers located in our branch offices. Select Leasing & Management offers a multitude of leasing and property management services with superior service to both renters and landlords.
Gain valuable peace of mind and avoid unnecessary expenses by utilizing one of HSA Home Warranty's comprehensive home warranty programs. Our partnership with Select Title Group simplifies the buying and selling process by taking care of all of your title insurance needs. 2021 An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate.
Gain valuable peace of mind and avoid unnecessary expenses by utilizing one of HSA Home Warranty's comprehensive home warranty programs. Our partnership with Select Title Group simplifies the buying and selling process by taking care of all of your title insurance needs. 2021 An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate.
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Purchasing and selling a home is a major investoment of your time and money.
We pride ourselves in educating our St. Louis real estate agents with knowledge and expertise to assist you in reaching your real estate goals.
Before putting your house up for sale or purchasing that dream home, take a quick look of some of these helpful tips.
From pricing your home to signing at the closing table, we walk you through the steps of selling your home.
Use these inexpensive tips to put yourself in the buyers' shoes and show your home's maxium potential.
We pride ourselves in educating our St. Louis real estate agents with knowledge and expertise to assist you in reaching your real estate goals.
Before putting your house up for sale or purchasing that dream home, take a quick look of some of these helpful tips.
From pricing your home to signing at the closing table, we walk you through the steps of selling your home.
Use these inexpensive tips to put yourself in the buyers' shoes and show your home's maxium potential.
You've decided you're ready to invest in your future.
The first step to the home buying process is knowing how much you can afford.
You need to understand what lenders are looking for.
Three main factors that help determine if you qualify for home financing are: income, assets, and credit history.
A critical piece in the mortgage loan application process is to verify the sources for your down payment, closing costs, and assets, as well as documenting income and debts.
All lenders review a borrower's credit history to determine the type of credit used, the amount owed, and the borrower's history of repaying debt.
The first step to the home buying process is knowing how much you can afford.
You need to understand what lenders are looking for.
Three main factors that help determine if you qualify for home financing are: income, assets, and credit history.
A critical piece in the mortgage loan application process is to verify the sources for your down payment, closing costs, and assets, as well as documenting income and debts.
All lenders review a borrower's credit history to determine the type of credit used, the amount owed, and the borrower's history of repaying debt.
Once you have found the home you can see yourself in, there are several steps to the buying process you will go through before you can officially call it yours.
Meet with one of our USA Mortgage representatives to become pre-approved.
This process will not only pinpoint the price range for your search, but give you a negotiating position for when you put an offer on the house.
After you pinpoint the features you are looking for including size, style, features, location, accessibility to schools and other personal preferences, you're ready to meet with an agent.
Meet with one of our USA Mortgage representatives to become pre-approved.
This process will not only pinpoint the price range for your search, but give you a negotiating position for when you put an offer on the house.
After you pinpoint the features you are looking for including size, style, features, location, accessibility to schools and other personal preferences, you're ready to meet with an agent.
Whatever your final moving cost may be, it's often higher than you anticipated.
Moving can be expensive, in part because you aren't just hiring movers.
You're uprooting your life, whether you move across the globe or a few neighborhoods over, and budgeting for that can be a challenge.
Here are some moving costs you might not have considered.
You will need to provide a check for your earnest money deposit when writing your offer.
This deposit shows the sellers you are "earnestly" intending to purchase the property and is usually between $500-$2,000.
Moving can be expensive, in part because you aren't just hiring movers.
You're uprooting your life, whether you move across the globe or a few neighborhoods over, and budgeting for that can be a challenge.
Here are some moving costs you might not have considered.
You will need to provide a check for your earnest money deposit when writing your offer.
This deposit shows the sellers you are "earnestly" intending to purchase the property and is usually between $500-$2,000.
Each month you will be required to make payments to the mortgage company on the borrowed amount and interest accrued.
Your mortgage payment will depend on how much money you put down and the interest rate you get for your loan.
At the beginning of your loan, your monthly payment will be mostly interest, but with each year more and more of the payment will be applied toward your principal.
Remember your monthly payment will need to include the factors of tax and home insurance.
These factors are always built-in to your mortgage payment.
Your mortgage payment will depend on how much money you put down and the interest rate you get for your loan.
At the beginning of your loan, your monthly payment will be mostly interest, but with each year more and more of the payment will be applied toward your principal.
Remember your monthly payment will need to include the factors of tax and home insurance.
These factors are always built-in to your mortgage payment.
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